It isn't just about the transaction... but also the peace-of-mind.


Our flexible options let you get small business financing on your terms.
Remote check deposit is one of our most popular check services for its simplicity and ease of use. Electronically deposit ALL types of paper checks and "skip the trip to the bank." Check 21+ supplies merchants with the capability of depositing checks through a check imager connected to a PC. With an intuitive web-based interface, remote check depositing is fast and easy.
Merchants are provided the necessary tools to increase efficiencies, expedite cash flow, and mitigate the risks of check processing. New unique feature with Sage Payment Solutions EFT Check21+ solution... Check Guarantee



We provide various means of submitting a check for processing... you decide which is more convenient for you.

  • Paper checks received in the mail, drop box or in person
  • Check run through a check imager connected to PC
  • Funds electronically debited from consumer checking account
  • Funds electronically deposited into merchant's account in 2-3 days



Check21 is like having Flash for an Accountant. Theh entire process of cashing your checks will speed up exponetially.

  • Check Verification
  • Check Guarantee
  • Web based user interface
  • Error reduction systems
  • Customer information management systems
  • User defined custom fields
  • Data export for 3rd party accounting or archiving
  • Supports multiple locations and users
  • Single feed and multi fee imagers supported
  • Merchant can maintain existing bank account



Check21 will will bring convenience to the process of depositing checks, save you money, and expedite time.

  • Skip trips to the bank
  • Eliminate banking fees and paper check handling costs
  • Reduce bad checks
  • Consolidate deposits from multiple locations
  • Automatic notification and resubmission of NSF items
  • All types of checks accepted (personal, corporate, money orders, cashiers checks, etc.)



We also offer services to business that have been deemed high-risk. Please be sure to ask our consultants about the possibilities.

  • Bill Payments
  • Mail Order
  • B2B
  • Medical
  • Utilities
  • Government
  • Educational
  • Property Management
  • Insurance
  • Non-Profit


Contact one of our consultants and see just how easily we can make Check Verification and Guarantee a reality for your business.

Magtek MicrSafe

Excellent Read Reliability

Optimized to reduce transaction time and manual entry errors, the MICRSafe is a single-feed MICR reader with a reliable and durable design.

Magtek ImageSafe

MICR and Magstripe Data Protection

Secure card-based payment transactions with the integrated secure card reader authenticator that encrypts card data at the point of swipe. The flexible device can also be used with an ID card for strong two-factor authentication during online financial transactions.

Magtek Excella

45 Docs Per Minute

Captures both the front and back image of checks in a single pass at 45+ DPM. The automatic feeder has a capacity of up to 70 documents to support BOC, Check 21 and remote deposit capture.

Some Of Our Valued Partners

Tailored Advice for a complex operating enviroment

CoCard International took the time to understand our situation, tailor their advice and solutions to our specific needs. As a business owner, our needs can be quite complex. Their strategies and advice was clearly articulated, putting my wife and I at ease.

Paul & Vicki Marsh,

Guidance towards A GREAT SOLUTION

They listened to what I wanted to achieve for my restaurant and employees. They guided me towards a solution that accomplished everything I wanted and saved me on average over $800 a month.

Kathy C

First Class Financial Advice

I needed a loan to put in a drive-thru at my restaurant. My bank denied me the loan, but CoCard International came through and traffic to my business has increased 21%, as a result (with shorter lines).

Peter Wilson

Enjoy the Fruits of quality advice

I have been highly impressed with CoCard International's fair and honest business transactions. Chris & Mark were able to provide me with the impetus to take the next step which could have been delayed without quality advice. I began saving money right away once my POS was put in place.

Dr. Kevin Adams